Texas Mortgage Disclosures

Licensing Information

Loan Originator: Ken Harmon

NMLS #: 921561

Licensed in: Texas

Employer / Lender: Loan Factory, Inc.

Employer NMLS #: 320841

NMLS Consumer Access: View Ken Harmon on NMLS Consumer Access

Loan Factory NMLS Consumer Access: View Loan Factory, Inc. on NMLS Consumer Access

Texas State Regulatory Information

Mortgage banking activity in Texas is regulated by the Texas Department of Savings and Mortgage Lending (SML) and the Office of Consumer Credit Commissioner (OCCC). Consumers may file complaints with either agency.

Texas Department of Savings and Mortgage Lending (SML):
2601 North Lamar Blvd., Suite 201, Austin, TX 78705
Phone: (512) 475-1350
www.sml.texas.gov

Office of Consumer Credit Commissioner (OCCC):
2601 North Lamar Blvd., Austin, TX 78705
Phone: (800) 538-1579
www.occc.texas.gov

General Loan Disclosures

Programs, rates, terms, and conditions are subject to change without notice and are subject to credit and underwriting approval. Not all applicants will qualify. Loan amounts, interest rates, and program availability may vary based on individual circumstances, lender guidelines, and current market conditions. This is not a commitment to lend.

Any rates or payment amounts shown on this website are for illustration purposes only. Final rates and payments are determined at loan origination and are subject to market conditions, credit qualification, and program guidelines at the time of application.

This website does not constitute legal, tax, or financial advice. Consumers are encouraged to consult with qualified legal, tax, and financial professionals before making real estate or mortgage decisions.

Equal Housing Opportunity

4YourHomeLoan and Loan Factory, Inc. are committed to the principles of the Fair Housing Act. We offer mortgage products and services without regard to race, color, religion, national origin, sex, disability, or familial status. Equal Housing Opportunity.

Privacy & Contact

For questions about your loan file, application, or these disclosures:

Phone: 936-727-4534

Email: ken@4yourhomeloan.com