Get Your Personalized Rate Alert
Be the first to know when mortgage rates drop to your target level
Ken Harmon, NMLS #921561 | Free Rate Monitoring Service
Instant Notifications
Get alerted by email or text the moment rates hit your target
Lock In Savings
Act fast when rates drop to save thousands over your loan term
100% Free Service
No cost, no obligation. Just timely information to help you save
Set Your Rate Alert Online
Click below to access our secure rate alert system at Loan Factory
Set Your Rate Alert at Loan FactoryOr Contact Me Directly
Fill out the form below and I'll personally set up your rate alert
How Rate Alerts Work
Set Your Target Rate
Tell me what rate you're looking for and which loan program interests you (FHA, VA, Conventional, etc.). I'll monitor the market 24/7 on your behalf.
We Monitor Daily
Mortgage rates change daily, sometimes multiple times per day. My system tracks these changes so you don't have to constantly check rates yourself.
Get Instant Alert
When rates hit your target, you'll receive an immediate alert via email or text. This gives you the opportunity to lock in your rate before it changes again.
Lock Your Rate
Contact me immediately when you get the alert. I'll help you lock in the low rate and start or continue your application process. Timing is critical—rates can change within hours.
Why Timing Matters
A difference of just 0.25% in your interest rate can save you thousands of dollars over the life of your loan. On a $300,000 mortgage, that's approximately $15,000 in savings over 30 years. Don't leave that money on the table—sign up for rate alerts today.
Example Savings
Questions About Rate Alerts?
I'm here to help explain how rate alerts work and answer any questions about timing your mortgage application for the best possible rate.