Comments on: How To Qualify for Making Home Affordable http://4yourhomeloan.com/how-to-qualify-for-making-home-affordable/ And Foreclosure Alternatives for Today's Tough Economic Times Sat, 29 Oct 2011 22:13:44 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Cheryl Caluya Wilber http://4yourhomeloan.com/how-to-qualify-for-making-home-affordable/comment-page-1/#comment-1933 Cheryl Caluya Wilber Wed, 13 Apr 2011 20:48:46 +0000 http://4yourhomeloan.com/?p=70#comment-1933 This is probably another statement from the many many people going through these hard times....but this is my story. I was told by a Bank of America rep- that I should apply for loan modification , because I did not qaulify for a refinance back in 2009 ;(strange since I did qualify for the original loan ?). Since that time I have had nothing but problems in getting my mortgage addressed, simply wanted to get a low fixed rate on the loan with both my original loan and equity loan combined. Having both were to much afford the payments. I was told that the modification would ONLY take up to three months with modified payments and check in periodically. Called every week and spoke to different people and with no help from anyone- I turned to attorney ;paid for them to help -which still have not been resolve and once again I am getting the run around so Now I may lose my home. Just wanted to resolve this and keep my home. I don't know why BOA is taking so long to get this resolved. This is probably another statement from the many many people going through these hard times….but this is my story.

I was told by a Bank of America rep- that I should apply for loan modification , because I did not qaulify for a refinance back in 2009 ;(strange since I did qualify for the original loan ?).
Since that time I have had nothing but problems in getting my mortgage addressed, simply wanted to get a low fixed rate on the loan with both my original loan and equity loan combined. Having both were to much afford the payments.
I was told that the modification would ONLY take up to three months with modified payments and check in periodically.
Called every week and spoke to different people and with no help from anyone- I turned to attorney ;paid for them to help -which still have not been resolve and once again I am getting the run around so Now I may lose my home. Just wanted to resolve this and keep my home. I don’t know why BOA is taking so long to get this resolved.

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