http://4yourhomeloan.com And Foreclosure Alternatives for Today's Tough Economic Times Fri, 03 Feb 2012 18:16:28 +0000 http://backend.userland.com/rss092 en If you feel that you are at risk of a foreclosure on your home loan you may want to consider looking into a short sale, sometimes known as a pre-foreclosure sale. This is one of a number of options that…

No related posts.]]> http://4yourhomeloan.com/short-sale-home-loan-advice/ One of the interesting side effects of the current mortgage crisis is that people are choosing to walk away from their mortgage payments even when they can make the payments. This action is known as a “strategic default”. In this…

No related posts.]]> http://4yourhomeloan.com/strategic-defaults-on-a-mortgage/ The US Treasury Department recently announced that they will use $50 billion of the housing rescue fund to pay off mortgage investors. By accepting this payoff mortgage servicers will either erase the loan debt or reduce the monthly payments on…

No related posts.]]> http://4yourhomeloan.com/second-lien-mortgage-payments-rescue-plan/ Beginning on April 5, 2010 lenders who participate in the Home Affordable Modification Program have to provide borrowers with the option to carry out a short sale rather than a foreclosure. Mortgage lenders must provide the minimum amount needed for…

No related posts.]]> http://4yourhomeloan.com/government-short-sale-program/ If you are you one of the many people today who are two or more payments behind on your mortgage or already facing foreclosure, perhaps you are wondering how to get help with your mortgage. In this article, I’ll take…

No related posts.]]> http://4yourhomeloan.com/how-to-get-help-with-your-mortgage/ One question that is on many people’s minds today is how to avoid foreclosure rescue scams. They’re out there, looking for homeowners in distress, hoping to take advantage of these desperate homeowners who find themselves behind on their mortgage. In…

No related posts.]]> http://4yourhomeloan.com/how-to-avoid-foreclosure-rescue-scams/ If you are far behind on your mortgage with no hope of catching up it is tempting to simply walk away from it. This is sometimes called ‘jingle mail’ since you mail the keys to the lender and vacate the…

No related posts.]]> http://4yourhomeloan.com/how-to-stop-foreclosure/ If you are having trouble making your mortgage payments you may be able to qualify for the Making Home Affordable program. This relatively new US federal government loan-modification and refinancing program promises to help beleaguered homeowners who are having difficulty…

No related posts.]]> http://4yourhomeloan.com/how-to-qualify-for-making-home-affordable/ Have you considered buying a home that’s been foreclosed on and being resold by the bank in the hopes of getting a great deal? These properties are sometimes called bank owned properties or, officially, real estate owned or REOs. This…

No related posts.]]> http://4yourhomeloan.com/how-to-buy-reo-properties/ You’ve probably seen ads around the Internet telling you that they can help you reduce your home loan payments using a government-backed mortgage modification program. I even run some here through Google’s Adsense program to help defray the costs of…

No related posts.]]> http://4yourhomeloan.com/how-to-avoid-mortgage-scam-ads/